http://www.theglobeandmail.com/globe-investor/personal-finance/does-your-child-need-life-insurance/article618397/

Does your CHILD need life insurance ?

In the first week of September, I received a surprising handout from my kids’ school – a pamphlet about getting life insurance for your children.

I tossed it into the recycling, thinking why the heck would I ever get life insurance for my kids? It seemed morbid and useless and a waste of money, frankly.

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